New gear? Update your policy. Yourmotorcycle policy covers up to $3,000 in
custom parts and equipment—but you have to make sure each piece of equipment is listed on your policy. Any time you buy new leathers or safety equipment or
customize your bike, update our service representatives before you head out on the highway. 9 out of 10 motorcycle accidents involve untrained riders When you’re controlling this much force, it’s essential to have complete command of your machine. More than
90 percent of riders involved in accidents haven’t taken a formal motorcycle driving course.
Know your bike’s capabilities—how it performs in a curve or on slick roads and how quickly it can stop. Errors like overbraking, driving too fast or undercornering are major factors in many solo accidents. Safeco offers discounts to riders who attend the Motorcycle Safety Foundation’s safe riding courses or are active in one of 10 approved groups that promote

safe riding. Do both those things, and you can reduce your premium by up to 10 percent.
No one’s too old to wear a helmet A motorcycle rider not wearing a helmet is five times
more likely to sustain a critical head injury in a crash. Buy a full-face helmet for the best protection for your head and eyes. Wear other protective gear as well: heavy
leather or synthetic gloves, long pants and jacket and over-the-ankle leather boots.
This advice applies to all riders—not just teenagers learning to ride. Today, more than 44 percent of all fatal motorcycle accidents involve riders in their 40s.
That’s three times higher than a decade ago. In a crash, the SUV wins
When cars and motorcycles collide, it’s usually because the driver of the car failed to see the cyclist. With more SUVs on the road, it’s even more critical to take extra
steps to become more visible. Use your headlamps— both night and day—and wear yellow, red or orange jackets to make yourself easy to see. Make a point of
positioning yourself in your lane for visibility. Remember: Ride sober.
Driving impaired is more deadly for cyclers than other drivers. In fact, more than half of all motorcycle deaths occur when the rider has been drinking.